25 questions to ask when viewing a property

What to ask when viewing a house?

Discovering your perfect home involves more than falling in love with its layout or garden. It requires diligent questioning and keen observation to uncover the full picture of what your life could look like in your new home. Aimed at first-time buyers, real estate investors, and renters, this guide answers 25 essential questions to ask when viewing a house that will give you the knowledge needed to make informed decisions, negotiate better, and fully understand the potential of your next property.

1. How old is the property?

The age of a property is more than just a number.. Older properties often come with unique charms, such as original features or classic craftsmanship not found in newer builds. However, they may also present challenges like outdated plumbing or electrical systems, less efficient insulation, and the possibility of needing more frequent repairs. Knowing the age can help gauge renovation needs or preservation efforts required to maintain the property's integrity and value.

2. Have there been any major renovations or extensions?

Understanding any significant changes made to the property is crucial. Renovations or extensions can increase a home's value and functionality but also signal past issues or alterations that could affect the property's structural health. A well-documented history of improvements can indicate careful maintenance, whereas undocumented or DIY projects may raise concerns about compliance with building codes and regulations.

3. Why is the property being sold?

The motivation behind the sale can provide valuable insights into both the property and the seller's circumstances. For example, a sale due to relocation might mean the property is in good condition, just no longer suitable for the seller's needs. Conversely, a sale motivated by financial difficulties or unresolved property issues might indicate potential concerns or offer negotiation leverage for the buyer.

4. What is Included in the sale price?

Clarifying what comes with the property avoids misunderstandings and ensures you know what additional investments you might need to make. This includes permanent fixtures, appliances, garden features, or even furniture the seller agrees to leave behind. Establishing a clear inventory of what's included can help prevent disputes and extra costs later.

5. Are There any ongoing costs?

Ongoing costs can significantly affect your budgeting beyond the initial purchase price. This is particularly relevant for properties in developments with service charges for maintenance of common areas, or leasehold properties where ground rent applies. Understanding these costs upfront can help you evaluate the total cost of ownership.

6. How long has the property been on the market?

The listing duration offers clues about the property's demand and price competitiveness. A home that's been on the market for an extended period might suggest issues with the property, unrealistic pricing, or a slow market. This knowledge can be a powerful tool in negotiations, potentially allowing you to secure a better deal.

7. Are there any planning permissions or restrictions?

Whether you're planning to make modifications or not, being aware of any permissions or restrictions is essential. This includes understanding local zoning laws, conservation area restrictions, or any covenants that could limit your ability to alter the property. Knowing these can help you assess the feasibility and potential costs of future projects.

8. Is the property freehold or leasehold?

The distinction between freehold and leasehold ownership impacts your rights and responsibilities. Freehold means you own the property and the land it sits on outright, while leasehold involves leasing the land from the freeholder, sometimes leading to additional costs like ground rent and service charges. The type of ownership can affect everything from renovation possibilities to financing and should be a major consideration in your decision-making process.

9. What are the local amenities like?

The availability and quality of local amenities play a significant role in daily convenience and overall satisfaction with your living situation. This encompasses a wide range of facilities including shops, schools, parks, hospitals, restaurants, and public transport links. A well-serviced area can enhance your quality of life by reducing the need to travel far for essentials and leisure activities. Additionally, properties in areas with a robust selection of amenities often hold or increase their value over time, making this an important consideration for potential future resale.

10. How energy-efficient is the property?

Energy efficiency is increasingly important in today’s housing market, affecting both the environmental impact of a property and the cost of living there. An energy-efficient home, characterised by features such as modern insulation, double-glazed windows, and efficient heating systems, can significantly reduce utility bills. Additionally, renewable energy sources like solar panels contribute to lower energy costs and are an attractive feature for both current living and future resale. Energy Performance Certificates (EPCs) provide a rating that summarises the property’s energy efficiency, offering a straightforward way to compare potential homes.

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11. What’s the neighbourhood like?

The character and safety of the neighbourhood are critical to your sense of well-being and community belonging. A neighbourhood with a strong sense of community, low crime rates, and active neighbourhood watches can make a significant difference in feeling at home. Engaging with local residents, visiting at different times of the day, and reviewing local crime statistics can offer insights into the area’s safety and social cohesion. The presence of community events, local groups, and shared spaces contributes to a safe community, impacting your lifestyle and satisfaction with your home and its location.

12. What condition is the roof in?

The condition of the roof is a vital aspect of the property’s overall health, as repairs or replacements can be exceptionally expensive. Issues like missing tiles, visible leaks, sagging, or signs of water damage inside the property can indicate underlying problems. Inquiring about the age of the roof and any recent repairs can provide insights into its condition and lifespan. A professional home inspection can help assess this accurately, potentially saving you from significant expenses and hassles down the line.

13. Has the property had issues with pests or damp?

Past issues with pests or damp are not only indicative of potential recurring problems but can also affect the property’s livability and resale value. Pests can cause structural damage, while damp can lead to mould, which impacts air quality and health. Inquiring about any past issues, how they were resolved, and any preventative measures in place is essential. It’s also wise to look for signs of these problems during viewings and consider a professional inspection to uncover hidden issues, ensuring you’re fully informed before making a decision.

14. How old are the heating and electrical systems?

The age and condition of a property's heating and electrical systems are critical factors affecting not only safety and comfort but also the potential for costly upgrades. Outdated systems may not meet current safety standards, leading to a higher risk of issues like electrical fires or inefficient heating. Furthermore, older systems can be less energy-efficient, resulting in higher utility bills. Asking for the age of these systems can help you assess any immediate upgrades needed and negotiate maintenance or replacement costs in the sale price.

15. What are the rules on pets and modifications in shared properties?

In apartments or properties with shared spaces, regulations regarding pets and home modifications can significantly affect your ability to make the space your own and accommodate pets. Some buildings have strict no-pets policies or restrictions on sizes and breeds, which could be a deal-breaker for pet owners. Similarly, rules about painting, renovations, or even hanging pictures can impact your living experience. It's important to review these policies to ensure they align with your lifestyle needs. For more insights on renting with pets have a look at our article. 

16. What is the council tax band for this property?

Council tax is a local taxation system on residential properties in the UK, with bands ranging from A (the lowest) to H (the highest) based on the property's valuation. The band determines the amount of council tax you'll pay, which can vary widely between different areas and property values. Knowing the specific band for a property can help you accurately budget for this regular expense.

17. How is the water supply and pressure, and are there any known issues?

A reliable water supply and good pressure are essential for daily activities like showering, cooking, and cleaning. Low water pressure or intermittent supply can significantly affect comfort and convenience. Asking about the water supply's quality, pressure, and any historical issues is crucial. This can include inquiries about any known problems with local infrastructure, historical pipe replacements, or water quality advisories.

18. Can I see copies of the property's utility bills?

Reviewing recent utility bills provides a realistic view of what you can expect to spend monthly, helping you budget more accurately. These bills can also reveal seasonal fluctuations in costs, such as increased heating in winter or air conditioning in summer. Utility bills may also hint at the efficiency of a home's insulation, heating, and electrical systems, offering insights into potential energy-saving investments.

19. Are there any land disputes or rights of way?

Land disputes or rights of way can complicate your use and enjoyment of the property. Issues such as shared driveways, boundary disputes, or public footpaths across the land can lead to legal battles and impact your property's value and privacy. Clarifying these issues before purchasing can save you from future disputes and financial loss.

20. Is there a history of subsidence?

Subsidence, the gradual sinking or settling of the ground beneath a property, can lead to significant structural damage. A history of subsidence raises concerns about the property's stability, potentially affecting insurance premiums and resale value. It's important to ask about any historical subsidence, remedial work undertaken, and the impact on insurance.

21. What’s the broadband speed like in this area?

Broadband speed and reliability are crucial for most households, affecting everything from remote work to streaming services. Areas with limited or slow internet services can impact your lifestyle and work productivity. Inquiring about the broadband speed and available service providers in the area can help you assess if the property meets your connectivity needs.

22. Can you tell me about parking arrangements and costs?

For vehicle owners, understanding parking arrangements is crucial. This includes availability, proximity to the property, security measures, and any associated costs. Some properties offer dedicated parking spaces, while others may require a permit for street parking. Knowing these details can influence your decision, especially in urban areas where parking is at a premium.

23. What’s the policy on future development in the area?

Future development plans in the vicinity of the property can influence your living experience and the property’s future value. Developments can improve an area’s amenities and infrastructure, potentially increasing property values. Conversely, construction noise, increased traffic, or changes in the area's character can detract from your quality of life. Understanding these plans can help you make an informed decision.

24. How’s the sound insulation between neighboring properties?

Sound insulation is especially important in shared buildings or close-quarter living situations, affecting your privacy and comfort. Poor soundproofing can lead to noise disturbances, impacting your quality of life. Asking about the construction materials, any additional soundproofing measures, and speaking to neighbours can provide insights into potential noise issues.

25. Are there any included warranties or guarantees?

Warranties or guarantees included with a property offer significant benefits, ranging from financial protection to increased confidence in the quality of your purchase. These assurances typically cover critical components like appliances, systems, and sometimes even recent renovations or structural work, ensuring that any defects or malfunctions within a certain time frame are rectified without additional costs to you.

Armed with these 25 questions, you’re now well-equipped to approach property viewings. Remember, the right questions can not only uncover issues but can also reveal the true potential of your future home. For more insights on buying a house, check out these house buying questions to further guide you. Happy house hunting, and for any assistance or inquiries, feel free to contact us.