James Keable, Mortgage Services Director at Capital Private Finance discusses how high and complex incomes need a tailored approach to finding mortgage services.
As a high net worth individual, you may have unique needs when it comes to securing financing for your property investments. Unfortunately, many large high-street lenders are not equipped to handle the complexities of your income structure and may not be able to offer the flexibility and tailored solutions that you require. Despite obvious career and financial success, it’s not unusual for entrepreneurs, professional sportspeople, models, actors, those in the finance or music industries, barristers and more to be let down by mainstream banks. We have years of experience helping clients with high and complex incomes and have built strong relationships with private banks and lenders that are equipped to handle your unique needs. We understand that your income structure may be unconventional (not everyone is paid at the end of the month), and we consider multiple forms of collateral and income to create bespoke solutions that work for you. We offer capital and repayment products, as well as interest only, with the flexibility to accept significant lump sum payments when these happen. We also consider significant lending with a smaller deposit as long as the overall financial picture looks positive. In addition, we work with clients who earn income from currencies outside of the UK, an area that can be particularly challenging with traditional lenders. Our team of experts are committed to providing you with the highest level of service and expertise, and we are confident that we can help you achieve your property goals. Contact us today to find out more.
Get expert mortgage and protection advice tailored to you
The experts at Capital Private Finance have access to a vast array of mortgage products and can access a range of specialist products not available to all brokers. This means that if it is possible to arrange finance, then we should be able to help you achieve your goals.
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ALL MORTGAGES ARE SUBJECT TO STATUS AND LENDER CRITERIA. MORTGAGE PRODUCTS CAN BE WITHDRAWN AT ANY TIME.
A FEE WILL BE PAYABLE FOR ARRANGING YOUR MORTGAGE. YOUR CONSULTANT WILL CONFIRM THE AMOUNT BEFORE YOU CHOOSE TO PROCEED.
YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.
Mortgages available through Capital Private Finance. Capital Private Finance is an Appointed Representative of Mortgage Intelligence which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only. Registered Office: Greenwood House, 1st Floor, 91-99 New London Road, Chelmsford, Essex, CM2 0PP. Registered in England & Wales under number 07552028.
